Africa's gateway to global decentralized finance
Fast, secure, and effortless for everyday spending. Send money to anyone in Africa instantly.
Enter Payment Amount
How it works?
- 1
Enter Amount & Recipient/Your Wallet
Select payout currency and enter recipient bank/mobile money details or your Stellar wallet—depending on if you're buying or sending.
- 2
Review Live Rate & Details
We show the exact rate and calculate what you'll send.
- 3
Send or Receive USDC
Buying? Share your Stellar wallet address. Spending? Send USDC (or another supported stablecoin) to Aframp. All flows supported.
- 4
Instant Payout or Delivery
Get instant payout to a recipient's bank/mobile money or have USDC land in your wallet. Most settle in seconds!
Built for how Africa actually pays
A handful of things we get right so you don't have to think about them.
Live, Transparent Rates
The NGN/cNGN rate you see is the rate you get — pulled fresh on every page load.
Instant Settlement
Payments confirm on the Stellar ledger in seconds, not days.
~5savg. ledger close
Non-Custodial by Design
Your funds stay in your wallet until the moment you choose to send them.
Multiple Funding Methods
Bank transfer, card, or mobile money — pick whatever is fastest where you are.
Bank-Grade Security
Encrypted end-to-end, with the same controls regulated fintechs rely on.
Built for Africa
Country-aware pricing and payout rails, not a one-size-fits-all product.
Simple, transparent fees
See exactly what you'll pay before you send — no hidden charges, ever.
| Payment method | Fee |
|---|---|
| Bank TransferInstant, via NIBSS | 0% |
| Card | 1.5% |
| Mobile Money | 0.5% |
Fees shown in NGN-denominated transactions for Nigeria. Rates are illustrative and subject to change.
Built in the open, on public infrastructure
We'd rather point you at the primary source than ask you to take our word for it.
Stellar Network
Settlement runs on the public Stellar ledger — every transaction is independently verifiable on a Stellar block explorer, not just in our own dashboard.
View on Stellar.org (opens in a new tab)Responsible Disclosure
We maintain a public security policy and a private channel for reporting vulnerabilities. We have not yet commissioned a third-party audit — this is our current process, not a certification.
Read our security policy (opens in a new tab)Open Source
The code behind this site and our platform is public on GitHub — you can read it, not just trust it.
View source on GitHub (opens in a new tab)
Why Us?
High remittance fees that drain income.
Traditional money transfers often come with high fees that reduce the amount families receive. Aframp provides a low-cost alternative using Stellar USDC, keeping more money in the hands of your loved ones.
Unstable exchange rates and fast devaluation
In many regions, local currencies lose value quickly. Aframp helps users hold and convert into USDC and other stablecoins, providing protection from currency devaluation.
Limited access to reliable cross-border payments
Banking systems aren't always accessible or efficient for international transactions. Aframp bridges the gap with seamless cross-border stablecoin transfers that are reliable and secure.
Delays or friction when receiving funds from abroad
Waiting days to receive money can disrupt everyday life. Aframp enables near-instant USDC-based payments on Stellar, giving recipients faster access to their funds.
Ready to get started?
Use Aframp today and experience instant Stellar USDC payments.